The mortgage process has become a very tedious process.? There are many many factors that go into obtaining a mortgage at this point in time.? It is important to know what NOT to do while going through the process to better prepare yourself and your loan application for approval.? Take a look at the list below fro some specifc things that will help make the process a little less painless.
Good luck!
1.? DO NOT APPLY FOR NEW CREDIT OF ANY KIND!
2.? DO KEEP ALL EXISTING CREDIT ACCOUNTS OPEN
3.? DO NOT OVERCHARGE OR MAX OUT EXISTING CREDIT CARDS
4.? MAINTAIN YOUR CURRENT EMPLOYMENT AT YOUR CURRENT JOB
5.? DO NOT CONSOLIDATE YOUR DEBT
6.? DO PAY OFF COLLECTIONS, JUDGEMENTS OR LIENS REPORTED?
7.? DO NOT MAKE ANY LARGE PURCHASES
8.? STAY CURRENT ON ALL EXISTING ACCOUNTS
9.? DO NOT MAKE ANY LARGE?DEPOSITS INTO YOUR BANK ACCOUNTS
10.? SPEAK WITH YOUR?MORTGAGE PROFESSIONAL IF YOU ARE UNSURE ABOUT ANYTHING!!!!
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Source: http://www.zillow.com/advice-thread/Top-10-Things-NOT-to-do-when-buying-a-home/466824/
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